Medical care in the Czech Republic is on a very good professional and technological level. Health care is provided by state-run and private medical facilities. In the event of sudden illness or injury out of regular business hours, you can visit the emergency department in the hospital. Medicines to relieve flu or a cold and other similar preparation can be purchased without a prescription in pharmacies. A prescription from a doctor is required to purchase other medicines. STUDENTS FROM EU/EEA COUNTRIES AND SWITZERLAND The citizens of EU countries become entitled to participation in the public health insurance if:
- they have permanent residence in the territory of the Czech Republic
- they do not have permanent residence in the territory of the Czech Republic, but are employed by an employer with a registered office in the territory of the Czech Republic
- they are governed by the Czech regulations based on EU Directive (this group includes wage-earners in the Czech Republic (employees and self-employed persons), as well as persons on benefits from previous earning activity, i.e. old-age pensions, and family members of all entitled persons, i.e. wife or husband and dependent children).
After arrival to the Czech Republic, you must visit one of the health insurance companies (please see a list of some companies in the section “Insurance” below) and get registered there. The insurance company will then give you the insurer’s card that you will hand in at the doctor’s office. If you have a valid health insurance in your home country, you should apply for the EU health insurance card (EHIC). This free card gives you access to medically necessary, state-provided healthcare during a temporary stay in any of the EU countries, Iceland, Liechtenstein, Norway and Switzerland, under the same conditions and at the same cost as people insured in that country. Cards are issued by your national health insurance provider. Please note that EHIC is not an alternative to travel insurance. It does not cover any private healthcare or costs such as a return flight to your home country or lost/stolen property. STUDENTS FROM NON-EU COUNTRIES Foreigners without permanent residence are not entitled to public health insurance, unless they participate in the sickness insurance as employees. The employer shall advise the health insurance company of the commencement (and end) of participation in the sickness insurance of an employee who is a foreigner without permanent domicile. The health insurance company issues a green card for this insured person. The public health insurance expires upon the employment termination. Other foreigners with a long-term residence permit, who are not employed in the Czech Republic by an employer with a registered office in the territory of the Czech Republic, are required to conclude health insurance for settlement of medical expenses, for the minimum amount of EUR 30,000. These foreigners have a possibility to conclude commercial insurance that works based on market principles. The commercial insurance differs from public health insurance on principle, mainly with the existing indemnification limit, and the scope of the covered care is limited, as well. There are two basic types of insurance: 1) health insurance for cases of emergency care 2) health insurance for cases of complex care The amended Act on foreigners’ stay in the territory of the Czech Republic became effective on 1 January 2010. As from this date, foreigners with long-term residence in the territory of the Czech Republic will have to present such valid travel health insurance, to be contracted with a health insurance company authorized to operate such insurance in the territory of the Czech Republic. They will also be required to present the insurance premium payment confirmation. Based on international agreements, medical travel insurance is not required from citizens of Bosnia and Herzegovina, Cuba, Japan, North Macedonia, Montenegro, Turkey, Serbia, and the United States of America. The same exception applies to participants of the Erasmus Mundus programme, Fulbright scholarship programme, European Voluntary Service of the EC Youth in Action programme. Foreign nationals who wish to take advantage of these benefits should follow these instructions. All other foreign students who intend to stay in the Czech Republic for more than 90 days are required to purchase comprehensive health insurance coverage. You will be asked to submit a proof of Czech health insurance when you apply for visa. The coverage limit is minimum EUR 60,000 and the insurance must be purchased for the entire period of stay.
The insurance must be contracted with a provider specifically certified to provide such insurance on the Czech territory. We recommend you to contact the local Czech diplomatic mission for more detailed information and to check whether your insurance meets all the requirements. There are several Czech insurance companies that provide the right type of insurance specifically designed for the needs of international students. You may apply online and receive your documents from anywhere in the world. Usually the companies also offer a discount to students aged 17 to 26.
Health insurance calculator
Compare health insurance programmes for foreigners run by all insurance companies present on the Czech market. The health insurance calculator choose the right type of insurance for you!